---
schema_version: "secwatch.filing_event.v1"
accession: "0000927628-26-000066"
form_type: "8-K"
ticker: "COF"
cik: "0000927628"
company_name: "CAPITAL ONE FINANCIAL CORP"
filed_at: "2026-06-12T21:34:10+00:00"
generated_at: "2026-06-15T10:06:54.575167+00:00"
event_type: "other_material"
sentiment: "neutral"
materiality_score: 0.5
calibrated_materiality_score: 0.5
confidence: "high"
source: SEC EDGAR
---

# Capital One May 2026 credit card NCO rate 4.82%; auto NCO rate 1.45%

## Summary
- Domestic credit card net charge-off rate 4.82% annualized; $1,022M net charge-offs on $254,552M avg loans.
- Auto net charge-off rate 1.45%; $105M net charge-offs on $87,337M avg loans.
- 30+ day performing delinquency rate: credit card 3.33%, auto 4.24%.
- Nonperforming loan rate for auto 0.62% ($549M); credit card NPL not reported.

## SEC filing metadata
- accession: 0000927628-26-000066
- form_type: 8-K
- ticker: COF
- cik: 0000927628
- company_name: CAPITAL ONE FINANCIAL CORP
- filed_at: 2026-06-12T21:34:10+00:00
- event_type: other_material
- sentiment: neutral
- materiality_score: 0.5
- calibrated_materiality_score: 0.5
- confidence: high
- sec_items: 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/927628/000092762826000066/0000927628-26-000066-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/927628/000092762826000066/cof-20260612.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000927628-26-000066
- JSON: https://secwatch.observer/filing/0000927628-26-000066.json
- Plain text: https://secwatch.observer/filing/0000927628-26-000066.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.