secwatch.observer — SEC 8-K summary
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Issuer:     CAPITAL ONE FINANCIAL CORP (COF)
CIK:        0000927628
Form:       8-K
Filed at:   2026-06-12T21:34:10+00:00
Accession:  0000927628-26-000066
Event type: other_material
Sentiment:  neutral
Materiality: 0.50
Item codes: 7.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Capital One May 2026 credit card NCO rate 4.82%; auto NCO rate 1.45%
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- Domestic credit card net charge-off rate 4.82% annualized; $1,022M net charge-offs on $254,552M avg loans.
- Auto net charge-off rate 1.45%; $105M net charge-offs on $87,337M avg loans.
- 30+ day performing delinquency rate: credit card 3.33%, auto 4.24%.
- Nonperforming loan rate for auto 0.62% ($549M); credit card NPL not reported.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/927628/000092762826000066/0000927628-26-000066-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/927628/000092762826000066/cof-20260612.htm
  HTML page:      https://secwatch.observer/filing/0000927628-26-000066

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer