secwatch.observer — SEC 8-K summary
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Issuer:     CAPITAL ONE FINANCIAL CORP (COF)
CIK:        0000927628
Form:       8-K
Filed at:   2026-07-21T20:05:52+00:00
Accession:  0000927628-26-000083
Event type: earnings
Sentiment:  positive
Materiality: 0.75
Item codes: 2.02, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Capital One Q2 2026 net income $3.0B, EPS $4.73; adjusted EPS $5.81
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- Net income $3.0B ($4.73 diluted EPS) vs $2.2B in Q1 2026 and net loss of $4.3B in Q2 2025.
- Total net revenue $15.9B, up 4% QoQ; provision for credit losses decreased $1.1B to $3.0B.
- Net interest margin 8.01%, up 14 bps; CET1 ratio 13.7% at June 30, 2026.
- Period-end loans $457.2B, up $9.4B; deposits $484.3B, down $4.8B.
- Adjusting items: acquisition amortization $494M, Discover integration $298M, Brex integration $96M.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/927628/000092762826000083/0000927628-26-000083-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/927628/000092762826000083/cof-20260721.htm
  HTML page:      https://secwatch.observer/filing/0000927628-26-000083

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer