{"schema_version":"secwatch.filing_event.v1","accession":"0000927628-26-000084","form_type":"8-K","ticker":"COF","cik":"0000927628","company_name":"CAPITAL ONE FINANCIAL CORP","filed_at":"2026-07-21T20:06:52+00:00","discovered_at":"2026-07-21T20:08:02.456545+00:00","generated_at":"2026-07-21T20:08:08.828656+00:00","sec_items":["7.01","9.01"],"event_type":"other_material","sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"confidence":"high","headline":"Capital One reports June 2026 credit card net charge-off rate 4.37%, auto 1.65%","bullets":["Credit card net charge-offs $934M, rate 4.37% annualized; 30+ day delinquencies 3.39%.","Auto loan net charge-offs $122M, rate 1.65%; 30+ day delinquencies 4.32%.","Auto nonperforming loans $546M, rate 0.61% of period-end loans.","Credit card period-end loans $259B; auto loans $89.3B."],"urls":{"canonical":"https://secwatch.observer/filing/0000927628-26-000084","json":"https://secwatch.observer/filing/0000927628-26-000084.json","markdown":"https://secwatch.observer/filing/0000927628-26-000084.md","text":"https://secwatch.observer/filing/0000927628-26-000084.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/927628/000092762826000084/0000927628-26-000084-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/927628/000092762826000084/cof-20260721.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-07-21T20:08:08.828656+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}