---
schema_version: "secwatch.filing_event.v1"
accession: "0000927628-26-000084"
form_type: "8-K"
ticker: "COF"
cik: "0000927628"
company_name: "CAPITAL ONE FINANCIAL CORP"
filed_at: "2026-07-21T20:06:52+00:00"
generated_at: "2026-07-21T20:08:08.828656+00:00"
event_type: "other_material"
sentiment: "neutral"
materiality_score: 0.5
calibrated_materiality_score: 0.5
confidence: "high"
source: SEC EDGAR
---

# Capital One reports June 2026 credit card net charge-off rate 4.37%, auto 1.65%

## Summary
- Credit card net charge-offs $934M, rate 4.37% annualized; 30+ day delinquencies 3.39%.
- Auto loan net charge-offs $122M, rate 1.65%; 30+ day delinquencies 4.32%.
- Auto nonperforming loans $546M, rate 0.61% of period-end loans.
- Credit card period-end loans $259B; auto loans $89.3B.

## SEC filing metadata
- accession: 0000927628-26-000084
- form_type: 8-K
- ticker: COF
- cik: 0000927628
- company_name: CAPITAL ONE FINANCIAL CORP
- filed_at: 2026-07-21T20:06:52+00:00
- event_type: other_material
- sentiment: neutral
- materiality_score: 0.5
- calibrated_materiality_score: 0.5
- confidence: high
- sec_items: 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/927628/000092762826000084/0000927628-26-000084-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/927628/000092762826000084/cof-20260721.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000927628-26-000084
- JSON: https://secwatch.observer/filing/0000927628-26-000084.json
- Plain text: https://secwatch.observer/filing/0000927628-26-000084.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.