secwatch.observer — SEC 8-K summary
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Issuer:     CAPITAL ONE FINANCIAL CORP (COF)
CIK:        0000927628
Form:       8-K
Filed at:   2026-07-21T20:06:52+00:00
Accession:  0000927628-26-000084
Event type: other_material
Sentiment:  neutral
Materiality: 0.50
Item codes: 7.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Capital One reports June 2026 credit card net charge-off rate 4.37%, auto 1.65%
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- Credit card net charge-offs $934M, rate 4.37% annualized; 30+ day delinquencies 3.39%.
- Auto loan net charge-offs $122M, rate 1.65%; 30+ day delinquencies 4.32%.
- Auto nonperforming loans $546M, rate 0.61% of period-end loans.
- Credit card period-end loans $259B; auto loans $89.3B.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/927628/000092762826000084/0000927628-26-000084-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/927628/000092762826000084/cof-20260721.htm
  HTML page:      https://secwatch.observer/filing/0000927628-26-000084

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer