secwatch.observer — SEC 8-K summary
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Issuer:     CAPITAL ONE FINANCIAL CORP (COF)
CIK:        0000927628
Form:       8-K
Filed at:   2026-08-14T21:32:29+00:00
Accession:  0000927628-26-000093
Event type: other_material
Sentiment:  neutral
Materiality: 0.45
Item codes: 7.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Capital One July 2026 credit metrics: card NCO rate 4.12%, auto NCO 1.48%
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- Domestic credit card net charge-offs $881M, annualized rate 4.12% on $256.7B average loans.
- Credit card 30+ day performing delinquencies $9,014M, 3.48% of $258.9B period-end loans.
- Auto net charge-offs $111M, rate 1.48%; 30+ day delinquencies $3,979M at 4.39%.
- Auto nonperforming loans $571M, 0.63% of $90.5B period-end auto loans.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/927628/000092762826000093/0000927628-26-000093-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/927628/000092762826000093/cof-20260814.htm
  HTML page:      https://secwatch.observer/filing/0000927628-26-000093

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer