{"schema_version":"secwatch.filing_event.v1","accession":"0000927628-26-000132","form_type":"8-K","ticker":"COF","cik":"0000927628","company_name":"CAPITAL ONE FINANCIAL CORP","filed_at":"2026-09-14T21:32:43+00:00","discovered_at":"2026-09-15T10:05:00.866902+00:00","generated_at":"2026-09-15T10:06:07.583007+00:00","sec_items":["7.01","9.01"],"event_type":"other_material","sentiment":"neutral","materiality_score":0.3,"calibrated_materiality_score":0.3,"confidence":"high","headline":"Capital One August charge-off: credit card 4.16%, auto 1.66%","bullets":["Credit card net charge-offs $892M, annualized rate 4.16% on average loans $257.5B","Credit card 30+ day performing delinquencies $9,297M, rate 3.57% of period-end loans $260.6B","Auto net charge-offs $126M, annualized rate 1.66% on average loans $91.2B","Auto 30+ day delinquencies $4,171M (4.54%); nonperforming loans $572M (0.62%)"],"urls":{"canonical":"https://secwatch.observer/filing/0000927628-26-000132","json":"https://secwatch.observer/filing/0000927628-26-000132.json","markdown":"https://secwatch.observer/filing/0000927628-26-000132.md","text":"https://secwatch.observer/filing/0000927628-26-000132.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/927628/000092762826000132/0000927628-26-000132-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/927628/000092762826000132/cof-20260914.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-09-15T10:06:07.583007+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}