---
schema_version: "secwatch.filing_event.v1"
accession: "0000927628-26-000132"
form_type: "8-K"
ticker: "COF"
cik: "0000927628"
company_name: "CAPITAL ONE FINANCIAL CORP"
filed_at: "2026-09-14T21:32:43+00:00"
generated_at: "2026-09-15T10:06:07.583007+00:00"
event_type: "other_material"
sentiment: "neutral"
materiality_score: 0.3
calibrated_materiality_score: 0.3
confidence: "high"
source: SEC EDGAR
---

# Capital One August charge-off: credit card 4.16%, auto 1.66%

## Summary
- Credit card net charge-offs $892M, annualized rate 4.16% on average loans $257.5B
- Credit card 30+ day performing delinquencies $9,297M, rate 3.57% of period-end loans $260.6B
- Auto net charge-offs $126M, annualized rate 1.66% on average loans $91.2B
- Auto 30+ day delinquencies $4,171M (4.54%); nonperforming loans $572M (0.62%)

## SEC filing metadata
- accession: 0000927628-26-000132
- form_type: 8-K
- ticker: COF
- cik: 0000927628
- company_name: CAPITAL ONE FINANCIAL CORP
- filed_at: 2026-09-14T21:32:43+00:00
- event_type: other_material
- sentiment: neutral
- materiality_score: 0.3
- calibrated_materiality_score: 0.3
- confidence: high
- sec_items: 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/927628/000092762826000132/0000927628-26-000132-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/927628/000092762826000132/cof-20260914.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000927628-26-000132
- JSON: https://secwatch.observer/filing/0000927628-26-000132.json
- Plain text: https://secwatch.observer/filing/0000927628-26-000132.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.