{"schema_version":"secwatch.filing_event.v1","accession":"0000927628-26-000143","form_type":"8-K","ticker":"COF","cik":"0000927628","company_name":"CAPITAL ONE FINANCIAL CORP","filed_at":"2026-10-20T20:06:56+00:00","discovered_at":"2026-10-20T20:08:00.222785+00:00","generated_at":"2026-10-20T20:08:11.101857+00:00","sec_items":["7.01","9.01"],"event_type":"other_material","sentiment":"neutral","materiality_score":0.4,"calibrated_materiality_score":0.4,"confidence":"high","headline":"Capital One reports September 2026 domestic card charge-off rate 3.66%, 30+ day delinquency 3.74%","bullets":["Domestic credit card: $787M net charge-offs in September on average loans of $257,744M, a 3.66% annualized charge-off rate.","Domestic card 30+ day performing delinquencies were $9,741M, or 3.74% of period-end loans of $260,252M.","Auto: $125M net charge-offs at a 1.62% rate; 30+ day delinquencies $4,314M (4.64%); nonperforming loans $603M (0.65%).","Credit card nonperforming loans were listed as N/A; the exhibit covers only the month ended September 30, 2026, with no prior-month comparison."],"urls":{"canonical":"https://secwatch.observer/filing/0000927628-26-000143","json":"https://secwatch.observer/filing/0000927628-26-000143.json","markdown":"https://secwatch.observer/filing/0000927628-26-000143.md","text":"https://secwatch.observer/filing/0000927628-26-000143.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/927628/000092762826000143/0000927628-26-000143-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/927628/000092762826000143/cof-20261020.htm"},"model":{"generated_by":"deepseek-v4.1-flash:cloud@v2","generated_at":"2026-10-20T20:08:11.101857+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}