secwatch.observer — SEC 8-K summary
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Issuer:     CAPITAL ONE FINANCIAL CORP (COF)
CIK:        0000927628
Form:       8-K
Filed at:   2026-10-20T20:06:56+00:00
Accession:  0000927628-26-000143
Event type: other_material
Sentiment:  neutral
Materiality: 0.40
Item codes: 7.01, 9.01
LLM model:  deepseek-v4.1-flash:cloud@v2

Capital One reports September 2026 domestic card charge-off rate 3.66%, 30+ day delinquency 3.74%
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- Domestic credit card: $787M net charge-offs in September on average loans of $257,744M, a 3.66% annualized charge-off rate.
- Domestic card 30+ day performing delinquencies were $9,741M, or 3.74% of period-end loans of $260,252M.
- Auto: $125M net charge-offs at a 1.62% rate; 30+ day delinquencies $4,314M (4.64%); nonperforming loans $603M (0.65%).
- Credit card nonperforming loans were listed as N/A; the exhibit covers only the month ended September 30, 2026, with no prior-month comparison.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/927628/000092762826000143/0000927628-26-000143-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/927628/000092762826000143/cof-20261020.htm
  HTML page:      https://secwatch.observer/filing/0000927628-26-000143

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