{"schema_version":"secwatch.filing_event.v1","accession":"0000929638-24-000165","form_type":"8-K","ticker":null,"cik":"0001654238","company_name":"EFCAR, LLC","filed_at":"2024-01-22T23:59:59+00:00","discovered_at":"2026-05-14T18:03:24.991948+00:00","generated_at":"2026-06-06T20:40:46.053902+00:00","sec_items":["5.03","9.01"],"event_type":"other_material","sentiment":"neutral","materiality_score":0.25,"calibrated_materiality_score":0.25,"confidence":"high","headline":"Amendment to Exeter Auto Receivables Trust 2023-2 trust agreement changes certificate minimum denomination to $4,167","bullets":["Minimum denomination of certificates increased from $3,847 to $4,167 effective January 16, 2024.","Amendment facilitates exchange of book-entry certificates for definitive certificates under specified conditions.","EFCAR, LLC as depositor and sole certificate owner directed the amendment; no adverse effect on noteholders.","Amended trust agreement remains in full force; other terms unchanged."],"urls":{"canonical":"https://secwatch.observer/filing/0000929638-24-000165","json":"https://secwatch.observer/filing/0000929638-24-000165.json","markdown":"https://secwatch.observer/filing/0000929638-24-000165.md","text":"https://secwatch.observer/filing/0000929638-24-000165.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/1654238/000092963824000165/0000929638-24-000165-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/1654238/000092963824000165/eart2023-2_8k.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-06T20:40:46.053902+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"cc19820e6d63560dc1a5fb91b40ba3c6bb4aec3c","claim":"EFCAR, LLC: Amendment to Trust Agreement to change minimum denomination of Certificates and facilitate exchange of book-entry Certificates for definitive Certificates (effective 2024-01-16).","evidence_excerpt":"On January 16, 2024, EFCAR, LLC and Wilmington Trust Company entered into Amendment No. 1, dated as of January 16, 2024, to that certain Amended and Restated Trust Agreement of Exeter Auto Receivables Trust 2023-2, dated as of April 23, 2023 (the “Trust Agreement”), for the purpose of changing the minimum denomination of the Certificates (as defined in the Trust Agreement), facilitating the exchange of book-entry Certificates for definitive Certificates in certain circumstances, and making certain other related amendments thereto.","evidence_source":"SEC 8-K Item 5.03/5.05/5.06","evidence_url":"https://www.sec.gov/Archives/edgar/data/1654238/000092963824000165/0000929638-24-000165-index.htm","confidence":0.9,"family_label":"Governance Changes","details":[{"label":"Change","value":"charter amendment"},{"label":"Effective","value":"2024-01-16"}],"fact_type":"governance_change"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}