{"schema_version":"secwatch.filing_event.v1","accession":"0000933036-22-000100","form_type":"8-K","ticker":"UPBD","cik":"0000933036","company_name":"UPBOUND GROUP, INC.","filed_at":"2022-05-04T23:59:59+00:00","discovered_at":"2026-05-14T18:04:04.475650+00:00","generated_at":"2026-06-26T01:08:45.459099+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Rent-A-Center Q1 2022: GAAP loss $0.08/share, Adj EBITDA down 42.9%, reiterates FY guidance","bullets":["Total revenues $1.2B, up 11.9% YoY; GAAP net loss $4.2M ($0.08 loss per share) vs net income $42.6M ($0.64 EPS) a year ago.","Non-GAAP diluted EPS $0.74, down from $1.32 prior year; Adjusted EBITDA $99.5M, down 42.9% on a pro-forma basis.","Acima segment revenue $599.4M (+31% YoY) but GMV down 21.2%; skip/stolen losses 12.6% of revenue vs 8.6% pro-forma prior year.","Rent-A-Center Business revenue $518.5M (-1.2% YoY); same-store sales -1.1%, lease portfolio value +5.6%.","Full-year 2022 guidance reiterated: revenues $4.45-4.60B, Adjusted EBITDA $515-565M, Non-GAAP EPS $4.50-$5.00."],"urls":{"canonical":"https://secwatch.observer/filing/0000933036-22-000100","json":"https://secwatch.observer/filing/0000933036-22-000100.json","markdown":"https://secwatch.observer/filing/0000933036-22-000100.md","text":"https://secwatch.observer/filing/0000933036-22-000100.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/933036/000093303622000100/0000933036-22-000100-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/933036/000093303622000100/rcii-20220504.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-26T01:08:45.459099+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}