---
schema_version: "secwatch.filing_event.v1"
accession: "0000933036-22-000100"
form_type: "8-K"
ticker: "UPBD"
cik: "0000933036"
company_name: "UPBOUND GROUP, INC."
filed_at: "2022-05-04T23:59:59+00:00"
generated_at: "2026-06-26T01:08:45.459099+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Rent-A-Center Q1 2022: GAAP loss $0.08/share, Adj EBITDA down 42.9%, reiterates FY guidance

## Summary
- Total revenues $1.2B, up 11.9% YoY; GAAP net loss $4.2M ($0.08 loss per share) vs net income $42.6M ($0.64 EPS) a year ago.
- Non-GAAP diluted EPS $0.74, down from $1.32 prior year; Adjusted EBITDA $99.5M, down 42.9% on a pro-forma basis.
- Acima segment revenue $599.4M (+31% YoY) but GMV down 21.2%; skip/stolen losses 12.6% of revenue vs 8.6% pro-forma prior year.
- Rent-A-Center Business revenue $518.5M (-1.2% YoY); same-store sales -1.1%, lease portfolio value +5.6%.
- Full-year 2022 guidance reiterated: revenues $4.45-4.60B, Adjusted EBITDA $515-565M, Non-GAAP EPS $4.50-$5.00.

## SEC filing metadata
- accession: 0000933036-22-000100
- form_type: 8-K
- ticker: UPBD
- cik: 0000933036
- company_name: UPBOUND GROUP, INC.
- filed_at: 2022-05-04T23:59:59+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/933036/000093303622000100/0000933036-22-000100-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/933036/000093303622000100/rcii-20220504.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000933036-22-000100
- JSON: https://secwatch.observer/filing/0000933036-22-000100.json
- Plain text: https://secwatch.observer/filing/0000933036-22-000100.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.