{"schema_version":"secwatch.filing_event.v1","accession":"0000933036-22-000140","form_type":"8-K","ticker":"UPBD","cik":"0000933036","company_name":"UPBOUND GROUP, INC.","filed_at":"2022-08-04T23:59:59+00:00","discovered_at":"2026-05-14T18:03:58.695825+00:00","generated_at":"2026-06-24T04:44:16.991069+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"Rent-A-Center Q2 revenue $1.1B (-10% YoY); GAAP EPS $0.33; lowers FY2022 guidance","bullets":["GAAP diluted EPS $0.33 vs $0.90 YoY; Non-GAAP diluted EPS $1.15 vs $1.63 YoY.","Adjusted EBITDA $128.9M, down 31% YoY; margin contracted to 12.0% from 15.7%.","Acima revenue down 16.5% YoY, GMV down 24.2%; skip/stolen losses 11.6% vs 8.7% last year.","Full-year guidance lowered: revenue $4.265-4.385B, Adj. EBITDA $480-525M, Non-GAAP EPS $4.00-4.50.","Cash from operations $287M YTD; free cash flow $256M; net debt to Adj. EBITDA 2.4x."],"urls":{"canonical":"https://secwatch.observer/filing/0000933036-22-000140","json":"https://secwatch.observer/filing/0000933036-22-000140.json","markdown":"https://secwatch.observer/filing/0000933036-22-000140.md","text":"https://secwatch.observer/filing/0000933036-22-000140.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/933036/000093303622000140/0000933036-22-000140-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/933036/000093303622000140/rcii-20220803.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-24T04:44:16.991069+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}