---
schema_version: "secwatch.filing_event.v1"
accession: "0000933036-22-000140"
form_type: "8-K"
ticker: "UPBD"
cik: "0000933036"
company_name: "UPBOUND GROUP, INC."
filed_at: "2022-08-04T23:59:59+00:00"
generated_at: "2026-06-24T04:44:16.991069+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.8
calibrated_materiality_score: 0.8
confidence: "high"
source: SEC EDGAR
---

# Rent-A-Center Q2 revenue $1.1B (-10% YoY); GAAP EPS $0.33; lowers FY2022 guidance

## Summary
- GAAP diluted EPS $0.33 vs $0.90 YoY; Non-GAAP diluted EPS $1.15 vs $1.63 YoY.
- Adjusted EBITDA $128.9M, down 31% YoY; margin contracted to 12.0% from 15.7%.
- Acima revenue down 16.5% YoY, GMV down 24.2%; skip/stolen losses 11.6% vs 8.7% last year.
- Full-year guidance lowered: revenue $4.265-4.385B, Adj. EBITDA $480-525M, Non-GAAP EPS $4.00-4.50.
- Cash from operations $287M YTD; free cash flow $256M; net debt to Adj. EBITDA 2.4x.

## SEC filing metadata
- accession: 0000933036-22-000140
- form_type: 8-K
- ticker: UPBD
- cik: 0000933036
- company_name: UPBOUND GROUP, INC.
- filed_at: 2022-08-04T23:59:59+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.8
- calibrated_materiality_score: 0.8
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/933036/000093303622000140/0000933036-22-000140-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/933036/000093303622000140/rcii-20220803.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000933036-22-000140
- JSON: https://secwatch.observer/filing/0000933036-22-000140.json
- Plain text: https://secwatch.observer/filing/0000933036-22-000140.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.