---
schema_version: "secwatch.filing_event.v1"
accession: "0000933036-22-000172"
form_type: "8-K"
ticker: "UPBD"
cik: "0000933036"
company_name: "UPBOUND GROUP, INC."
filed_at: "2022-11-02T23:59:59+00:00"
generated_at: "2026-06-22T16:41:52.975018+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Rent-A-Center Q3 revenue down 13.3% to $1.024B; non-GAAP EPS $0.94

## Summary
- Q3 revenue $1.024B (-13.3% YoY); GAAP diluted loss $0.10/share; non-GAAP EPS $0.94 (vs $1.52).
- Adjusted EBITDA $115M (-34.6% YoY); margin 11.2% vs 14.9% prior year.
- Acima GMV fell 23% YoY; Rent-A-Center same-store sales -5.3%; skip/stolen losses up in both segments.
- Q4 2022 guidance: revenue $0.975B-$1.025B, non-GAAP EPS $0.65-$0.85, Adj. EBITDA $95M-$110M.
- Repurchased $75M of shares during Q3 and Oct (3.537M shares at avg $21.21).

## SEC filing metadata
- accession: 0000933036-22-000172
- form_type: 8-K
- ticker: UPBD
- cik: 0000933036
- company_name: UPBOUND GROUP, INC.
- filed_at: 2022-11-02T23:59:59+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/933036/000093303622000172/0000933036-22-000172-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/933036/000093303622000172/rcii-20221102.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000933036-22-000172
- JSON: https://secwatch.observer/filing/0000933036-22-000172.json
- Plain text: https://secwatch.observer/filing/0000933036-22-000172.txt

## Key facts
- Earnings Releases
  UPBOUND GROUP, INC. reported the quarter ended September 30, 2022 results: revenue $1.024 Billion, net income $5.8 million, EPS $0.10. Guidance initiated.
  - Period: the quarter ended September 30, 2022
  - Revenue: $1.024 Billion
  - Net income: $5.8 million
  - EPS: $0.10
  - Guidance: initiated
  - Result: reported results
  source text: Total Revenue of $1.024 Billion GAAP Diluted Loss per Share $0.10; Non-GAAP Diluted EPS $0.94
  evidence_url: https://www.sec.gov/Archives/edgar/data/933036/000093303622000172/0000933036-22-000172-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.