{"schema_version":"secwatch.filing_event.v1","accession":"0000933036-23-000138","form_type":"8-K","ticker":"UPBD","cik":"0000933036","company_name":"UPBOUND GROUP, INC.","filed_at":"2023-08-03T23:59:59+00:00","discovered_at":"2026-05-14T18:03:37.080683+00:00","generated_at":"2026-06-12T10:48:06.838708+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Upbound Q2 adj EPS $1.11 beats; raises FY 2023 adj EPS to $3.25-$3.55","bullets":["Revenue $979.2M (-8.6% YoY); GAAP diluted loss per share $(0.83) vs. $0.33 EPS prior year.","Non-GAAP diluted EPS $1.11 vs. $1.15 prior year; Adjusted EBITDA $130.6M (+1.3% YoY).","Skip/stolen loss rate improved to 6.9% from 8.0%; Acima segment margin surged to 16.8% from 10.0%.","Raised FY 2023 targets: Non-GAAP EPS $3.25-$3.55 (from $2.70-$3.20); Adj. EBITDA $440-$465M.","Paid down $90M on revolving credit facility; ended quarter with zero balance outstanding."],"urls":{"canonical":"https://secwatch.observer/filing/0000933036-23-000138","json":"https://secwatch.observer/filing/0000933036-23-000138.json","markdown":"https://secwatch.observer/filing/0000933036-23-000138.md","text":"https://secwatch.observer/filing/0000933036-23-000138.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/933036/000093303623000138/0000933036-23-000138-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/933036/000093303623000138/upbd-20230803.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-12T10:48:06.838708+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"c0e65d0d7337b6c89574f35d7ea58976f467ec8d","claim":"UPBOUND GROUP, INC. reported the quarter ended June 30, 2023 results: revenue $979.2M, EPS $(0.83). Guidance raised.","evidence_excerpt":"deemed incorporated by reference in any filing under the Securities Act of 1933. --- EX-99.1 (EX-99.1) --- upboundq22023earningsrel Total Revenue GAAP Diluted Loss Per Share $979.2M $(0.83) Non-GAAP Diluted EPS1 CEO Commentary “We are pleased by the Company’s second quarter performance. While external conditions remained challenging, our resilient","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/933036/000093303623000138/0000933036-23-000138-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the quarter ended June 30, 2023"},{"label":"Revenue","value":"$979.2M"},{"label":"EPS","value":"$(0.83)"},{"label":"Guidance","value":"raised"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}