{"schema_version":"secwatch.filing_event.v1","accession":"0000933036-23-000170","form_type":"8-K","ticker":"UPBD","cik":"0000933036","company_name":"UPBOUND GROUP, INC.","filed_at":"2023-11-02T23:59:59+00:00","discovered_at":"2026-05-14T18:03:32.454078+00:00","generated_at":"2026-06-09T01:37:05.638618+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"Upbound Q3 revenue $979M; non-GAAP EPS $0.79; raises FY2023 guidance","bullets":["Consolidated revenue $979.1M (-4.4% YoY); GAAP diluted EPS $0.08 vs $(0.10) prior year.","Adjusted EBITDA $106.0M (-7.8% YoY); margin 10.8% vs 11.2% prior year.","Non-GAAP diluted EPS $0.79 vs $0.94 prior year; FY2023 guidance raised: revenue $3.95-$4.00B, adj. EBITDA $450-$460M, non-GAAP EPS $3.45-$3.55.","Rent-A-Center revenue -4.2% YoY; skip-stolen loss rate improved to 4.3% from 5.8%.","Acima GMV -1.4% YoY; adjusted EBITDA margin 15.3% vs 12.6% prior year."],"urls":{"canonical":"https://secwatch.observer/filing/0000933036-23-000170","json":"https://secwatch.observer/filing/0000933036-23-000170.json","markdown":"https://secwatch.observer/filing/0000933036-23-000170.md","text":"https://secwatch.observer/filing/0000933036-23-000170.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/933036/000093303623000170/0000933036-23-000170-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/933036/000093303623000170/upbd-20231102.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-09T01:37:05.638618+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"35e1329801dd4bc0f6fe6864c9b607b838e9c5c1","claim":"UPBOUND GROUP, INC. reported the quarter ended September 30, 2023 results: revenue $979.1 million, EPS $0.08.","evidence_excerpt":"Quarter 2023 Results & Key Metrics Operating Cash Flow Year-to-Date $219.9M Free Cash Flow Year-to-Date(1) $183.8M Third Quarter Consolidated Results • Consolidated revenues of $979.1 million decreased 4.4% year- over-year with lower rentals and fees revenue and merchandise sales revenue, primarily due to a decrease in lease portfolio value compared to the prior year","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/933036/000093303623000170/0000933036-23-000170-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the quarter ended September 30, 2023"},{"label":"Revenue","value":"$979.1 million"},{"label":"EPS","value":"$0.08"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}