---
schema_version: "secwatch.filing_event.v1"
accession: "0000933036-23-000170"
form_type: "8-K"
ticker: "UPBD"
cik: "0000933036"
company_name: "UPBOUND GROUP, INC."
filed_at: "2023-11-02T23:59:59+00:00"
generated_at: "2026-06-09T01:37:05.638618+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# Upbound Q3 revenue $979M; non-GAAP EPS $0.79; raises FY2023 guidance

## Summary
- Consolidated revenue $979.1M (-4.4% YoY); GAAP diluted EPS $0.08 vs $(0.10) prior year.
- Adjusted EBITDA $106.0M (-7.8% YoY); margin 10.8% vs 11.2% prior year.
- Non-GAAP diluted EPS $0.79 vs $0.94 prior year; FY2023 guidance raised: revenue $3.95-$4.00B, adj. EBITDA $450-$460M, non-GAAP EPS $3.45-$3.55.
- Rent-A-Center revenue -4.2% YoY; skip-stolen loss rate improved to 4.3% from 5.8%.
- Acima GMV -1.4% YoY; adjusted EBITDA margin 15.3% vs 12.6% prior year.

## SEC filing metadata
- accession: 0000933036-23-000170
- form_type: 8-K
- ticker: UPBD
- cik: 0000933036
- company_name: UPBOUND GROUP, INC.
- filed_at: 2023-11-02T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/933036/000093303623000170/0000933036-23-000170-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/933036/000093303623000170/upbd-20231102.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000933036-23-000170
- JSON: https://secwatch.observer/filing/0000933036-23-000170.json
- Plain text: https://secwatch.observer/filing/0000933036-23-000170.txt

## Key facts
- Earnings Releases
  UPBOUND GROUP, INC. reported the quarter ended September 30, 2023 results: revenue $979.1 million, EPS $0.08.
  - Period: the quarter ended September 30, 2023
  - Revenue: $979.1 million
  - EPS: $0.08
  - Result: reported results
  source text: Quarter 2023 Results & Key Metrics Operating Cash Flow Year-to-Date $219.9M Free Cash Flow Year-to-Date(1) $183.8M Third Quarter Consolidated Results • Consolidated revenues of $979.1 million decreased 4.4% year- over-year with lower rentals and fees revenue and merchandise sales revenue, primarily due to a decrease in lease portfolio value compared to the prior year
  evidence_url: https://www.sec.gov/Archives/edgar/data/933036/000093303623000170/0000933036-23-000170-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.