{"schema_version":"secwatch.filing_event.v1","accession":"0000933036-24-000177","form_type":"8-K","ticker":"UPBD","cik":"0000933036","company_name":"UPBOUND GROUP, INC.","filed_at":"2024-10-31T23:59:59+00:00","discovered_at":"2026-05-14T18:03:11.428468+00:00","generated_at":"2026-05-30T07:54:30.051708+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"Upbound Group Q3 revenue up 9.2% to $1.07B; Non-GAAP EPS $0.95 beats $0.79; FY guidance tightened upward","bullets":["Consolidated revenue $1,068.9M (+9.2% YoY); GAAP EPS $0.55 vs $0.08; Non-GAAP EPS $0.95 vs $0.79.","Acima GMV grew 13% YoY to $436.1M; segment revenue up 19.1% to $566.2M; LCO improved to 9.2%.","Rent-A-Center same-store sales up 2.6% for second consecutive quarter; segment revenue $458.7M (+1.1% YoY).","FY 2024 guidance tightened: revenue $4.20-$4.30B; Adj. EBITDA ex SBC $470-$480M; Non-GAAP EPS $3.75-$3.90.","Adjusted EBITDA $116.9M (+10.3% YoY); free cash flow $88.3M; liquidity ~$600M at quarter end."],"urls":{"canonical":"https://secwatch.observer/filing/0000933036-24-000177","json":"https://secwatch.observer/filing/0000933036-24-000177.json","markdown":"https://secwatch.observer/filing/0000933036-24-000177.md","text":"https://secwatch.observer/filing/0000933036-24-000177.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/933036/000093303624000177/0000933036-24-000177-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/933036/000093303624000177/upbd-20241031.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-30T07:54:30.051708+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}