---
schema_version: "secwatch.filing_event.v1"
accession: "0000933036-24-000177"
form_type: "8-K"
ticker: "UPBD"
cik: "0000933036"
company_name: "UPBOUND GROUP, INC."
filed_at: "2024-10-31T23:59:59+00:00"
generated_at: "2026-05-30T07:54:30.051708+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.8
calibrated_materiality_score: 0.8
confidence: "high"
source: SEC EDGAR
---

# Upbound Group Q3 revenue up 9.2% to $1.07B; Non-GAAP EPS $0.95 beats $0.79; FY guidance tightened upward

## Summary
- Consolidated revenue $1,068.9M (+9.2% YoY); GAAP EPS $0.55 vs $0.08; Non-GAAP EPS $0.95 vs $0.79.
- Acima GMV grew 13% YoY to $436.1M; segment revenue up 19.1% to $566.2M; LCO improved to 9.2%.
- Rent-A-Center same-store sales up 2.6% for second consecutive quarter; segment revenue $458.7M (+1.1% YoY).
- FY 2024 guidance tightened: revenue $4.20-$4.30B; Adj. EBITDA ex SBC $470-$480M; Non-GAAP EPS $3.75-$3.90.
- Adjusted EBITDA $116.9M (+10.3% YoY); free cash flow $88.3M; liquidity ~$600M at quarter end.

## SEC filing metadata
- accession: 0000933036-24-000177
- form_type: 8-K
- ticker: UPBD
- cik: 0000933036
- company_name: UPBOUND GROUP, INC.
- filed_at: 2024-10-31T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.8
- calibrated_materiality_score: 0.8
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/933036/000093303624000177/0000933036-24-000177-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/933036/000093303624000177/upbd-20241031.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000933036-24-000177
- JSON: https://secwatch.observer/filing/0000933036-24-000177.json
- Plain text: https://secwatch.observer/filing/0000933036-24-000177.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.