{"schema_version":"secwatch.filing_event.v1","accession":"0000933036-25-000087","form_type":"8-K","ticker":"UPBD","cik":"0000933036","company_name":"UPBOUND GROUP, INC.","filed_at":"2025-05-01T23:59:59+00:00","discovered_at":"2026-05-14T18:02:51.874207+00:00","generated_at":"2026-05-23T01:45:41.996943+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"confidence":"high","headline":"Upbound Q1 beats: revenue $1.18B, adj EPS $1.00; raises FY guide; CEO retiring June 1","bullets":["Consolidated revenue $1,176.4M (+7.3% YoY); GAAP EPS $0.42; non-GAAP EPS $1.00 vs $0.79 YoY.","Adj. EBITDA $126.1M (+15.6% YoY); raises FY2025 revenue midpoint to $4.60-4.75B and adj EPS to $4.00-4.40.","Acima revenue $637.3M (+13.5% YoY, GMV +8.8%); Brigit revenue $31.9M with 35.9% adj EBITDA margin.","Rent-A-Center revenue $489.0M (-4.9% YoY, same-store sales -2.0%); LCO rate improved to 4.6%.","CEO Mitch Fadel retiring June 1, 2025; CFO Fahmi Karam to succeed. Net debt $1.4B, leverage 2.9x."],"urls":{"canonical":"https://secwatch.observer/filing/0000933036-25-000087","json":"https://secwatch.observer/filing/0000933036-25-000087.json","markdown":"https://secwatch.observer/filing/0000933036-25-000087.md","text":"https://secwatch.observer/filing/0000933036-25-000087.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/933036/000093303625000087/0000933036-25-000087-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/933036/000093303625000087/upbd-20250501.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-23T01:45:41.996943+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}