{"schema_version":"secwatch.filing_event.v1","accession":"0000933036-26-000005","form_type":"8-K","ticker":"UPBD","cik":"0000933036","company_name":"UPBOUND GROUP, INC.","filed_at":"2026-02-19T23:59:59+00:00","discovered_at":"2026-05-14T18:02:38.079010+00:00","generated_at":"2026-05-16T01:55:02.057976+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"Upbound Q4 revenue $1.20B +11% YoY; FY2026 guidance revenue $4.7-4.95B, adj. EBITDA $500-535M","bullets":["Q4 2025 consolidated revenue $1,196M (+10.9% YoY); GAAP diluted EPS $0.34 vs $0.55 prior year.","Non-GAAP diluted EPS $1.01 vs $1.05 prior year; Adj. EBITDA $125.9M (+2.6% YoY).","Acima revenue $631M (+8.6%), GMV +0.4%; Brigit revenue $64.6M with 1.55M paying subscribers.","FY 2025 revenue $4,695M (+8.7%); Non-GAAP diluted EPS $4.13 vs $3.83; cash from ops $305.6M.","Quarterly dividend raised 5.4% to $0.39/share; FY2026 guidance: rev $4.7-4.95B, adj. EBITDA $500-535M."],"urls":{"canonical":"https://secwatch.observer/filing/0000933036-26-000005","json":"https://secwatch.observer/filing/0000933036-26-000005.json","markdown":"https://secwatch.observer/filing/0000933036-26-000005.md","text":"https://secwatch.observer/filing/0000933036-26-000005.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/933036/000093303626000005/0000933036-26-000005-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/933036/000093303626000005/upbd-20260219.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-16T01:55:02.057976+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}