---
schema_version: "secwatch.filing_event.v1"
accession: "0000933036-26-000005"
form_type: "8-K"
ticker: "UPBD"
cik: "0000933036"
company_name: "UPBOUND GROUP, INC."
filed_at: "2026-02-19T23:59:59+00:00"
generated_at: "2026-05-16T01:55:02.057976+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# Upbound Q4 revenue $1.20B +11% YoY; FY2026 guidance revenue $4.7-4.95B, adj. EBITDA $500-535M

## Summary
- Q4 2025 consolidated revenue $1,196M (+10.9% YoY); GAAP diluted EPS $0.34 vs $0.55 prior year.
- Non-GAAP diluted EPS $1.01 vs $1.05 prior year; Adj. EBITDA $125.9M (+2.6% YoY).
- Acima revenue $631M (+8.6%), GMV +0.4%; Brigit revenue $64.6M with 1.55M paying subscribers.
- FY 2025 revenue $4,695M (+8.7%); Non-GAAP diluted EPS $4.13 vs $3.83; cash from ops $305.6M.
- Quarterly dividend raised 5.4% to $0.39/share; FY2026 guidance: rev $4.7-4.95B, adj. EBITDA $500-535M.

## SEC filing metadata
- accession: 0000933036-26-000005
- form_type: 8-K
- ticker: UPBD
- cik: 0000933036
- company_name: UPBOUND GROUP, INC.
- filed_at: 2026-02-19T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/933036/000093303626000005/0000933036-26-000005-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/933036/000093303626000005/upbd-20260219.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000933036-26-000005
- JSON: https://secwatch.observer/filing/0000933036-26-000005.json
- Plain text: https://secwatch.observer/filing/0000933036-26-000005.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.