secwatch.observer — SEC 8-K summary
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Issuer:     UPBOUND GROUP, INC. (UPBD)
CIK:        0000933036
Form:       8-K
Filed at:   2026-02-19T23:59:59+00:00
Accession:  0000933036-26-000005
Event type: earnings
Sentiment:  positive
Materiality: 0.75
Item codes: 2.02, 7.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

Upbound Q4 revenue $1.20B +11% YoY; FY2026 guidance revenue $4.7-4.95B, adj. EBITDA $500-535M
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- Q4 2025 consolidated revenue $1,196M (+10.9% YoY); GAAP diluted EPS $0.34 vs $0.55 prior year.
- Non-GAAP diluted EPS $1.01 vs $1.05 prior year; Adj. EBITDA $125.9M (+2.6% YoY).
- Acima revenue $631M (+8.6%), GMV +0.4%; Brigit revenue $64.6M with 1.55M paying subscribers.
- FY 2025 revenue $4,695M (+8.7%); Non-GAAP diluted EPS $4.13 vs $3.83; cash from ops $305.6M.
- Quarterly dividend raised 5.4% to $0.39/share; FY2026 guidance: rev $4.7-4.95B, adj. EBITDA $500-535M.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/933036/000093303626000005/0000933036-26-000005-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/933036/000093303626000005/upbd-20260219.htm
  HTML page:      https://secwatch.observer/filing/0000933036-26-000005

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer