{"schema_version":"secwatch.filing_event.v1","accession":"0000935036-21-000066","form_type":"8-K","ticker":"ACIW","cik":"0000935036","company_name":"ACI WORLDWIDE, INC.","filed_at":"2021-11-04T23:59:59+00:00","discovered_at":"2026-05-14T18:04:16.328815+00:00","generated_at":"2026-06-28T13:35:56.871131+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"ACIW Q3 revenue $317M; net new ARR up 50% YoY; raises FY guidance","bullets":["Q3 revenue $317M (slight YoY increase); net income $14M vs $16M prior year.","Net new ARR bookings up 50% vs Q3 2020; Americas ARR nearly doubled.","Full-year 2021 revenue guidance raised to $1.355-1.360B; adjusted EBITDA guided $380-385M.","Adjusted EBITDA $74M, down from $87M due to timing of high-margin license renewals; margin 32% vs 38%.","Recurring revenue $245M, up 1% YoY; Bank segment recurring up 2%, Merchant up 11%, Biller down 2%."],"urls":{"canonical":"https://secwatch.observer/filing/0000935036-21-000066","json":"https://secwatch.observer/filing/0000935036-21-000066.json","markdown":"https://secwatch.observer/filing/0000935036-21-000066.md","text":"https://secwatch.observer/filing/0000935036-21-000066.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/935036/000093503621000066/0000935036-21-000066-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/935036/000093503621000066/aciw-20211104.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-28T13:35:56.871131+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}