---
schema_version: "secwatch.filing_event.v1"
accession: "0000935036-21-000066"
form_type: "8-K"
ticker: "ACIW"
cik: "0000935036"
company_name: "ACI WORLDWIDE, INC."
filed_at: "2021-11-04T23:59:59+00:00"
generated_at: "2026-06-28T13:35:56.871131+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# ACIW Q3 revenue $317M; net new ARR up 50% YoY; raises FY guidance

## Summary
- Q3 revenue $317M (slight YoY increase); net income $14M vs $16M prior year.
- Net new ARR bookings up 50% vs Q3 2020; Americas ARR nearly doubled.
- Full-year 2021 revenue guidance raised to $1.355-1.360B; adjusted EBITDA guided $380-385M.
- Adjusted EBITDA $74M, down from $87M due to timing of high-margin license renewals; margin 32% vs 38%.
- Recurring revenue $245M, up 1% YoY; Bank segment recurring up 2%, Merchant up 11%, Biller down 2%.

## SEC filing metadata
- accession: 0000935036-21-000066
- form_type: 8-K
- ticker: ACIW
- cik: 0000935036
- company_name: ACI WORLDWIDE, INC.
- filed_at: 2021-11-04T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/935036/000093503621000066/0000935036-21-000066-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/935036/000093503621000066/aciw-20211104.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000935036-21-000066
- JSON: https://secwatch.observer/filing/0000935036-21-000066.json
- Plain text: https://secwatch.observer/filing/0000935036-21-000066.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.