secwatch.observer — SEC 8-K summary
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Issuer:     ACI WORLDWIDE, INC. (ACIW)
CIK:        0000935036
Form:       8-K
Filed at:   2021-11-04T23:59:59+00:00
Accession:  0000935036-21-000066
Event type: earnings
Sentiment:  positive
Materiality: 0.70
Item codes: 2.02, 7.01, 9.01
LLM model:  deepseek-v4-flash:cloud@v2

ACIW Q3 revenue $317M; net new ARR up 50% YoY; raises FY guidance
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- Q3 revenue $317M (slight YoY increase); net income $14M vs $16M prior year.
- Net new ARR bookings up 50% vs Q3 2020; Americas ARR nearly doubled.
- Full-year 2021 revenue guidance raised to $1.355-1.360B; adjusted EBITDA guided $380-385M.
- Adjusted EBITDA $74M, down from $87M due to timing of high-margin license renewals; margin 32% vs 38%.
- Recurring revenue $245M, up 1% YoY; Bank segment recurring up 2%, Merchant up 11%, Biller down 2%.

Source:
  EDGAR index:    https://www.sec.gov/Archives/edgar/data/935036/000093503621000066/0000935036-21-000066-index.htm
  Primary doc:    https://www.sec.gov/Archives/edgar/data/935036/000093503621000066/aciw-20211104.htm
  HTML page:      https://secwatch.observer/filing/0000935036-21-000066

License: Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer