{"schema_version":"secwatch.filing_event.v1","accession":"0000935036-22-000032","form_type":"8-K","ticker":"ACIW","cik":"0000935036","company_name":"ACI WORLDWIDE, INC.","filed_at":"2022-11-02T23:59:59+00:00","discovered_at":"2026-05-14T18:03:54.098231+00:00","generated_at":"2026-06-22T16:42:20.733483+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.7,"calibrated_materiality_score":0.7,"confidence":"high","headline":"ACI Worldwide Q3 revenue $307M, adj EBITDA down 38% YoY; reaffirms revenue guidance, cuts EBITDA outlook","bullets":["Revenue $307M, up 1% adj for FX/divestiture; net income $23M.","Adjusted EBITDA $46M, down 38% YoY; FY2022 adjusted EBITDA guidance cut to $365M-$380M.","New ARR bookings $30M, up 35% YoY; repurchased 1.2M shares in Q3.","Biller revenue up 5%; Bank revenue down 11%, Merchant down 9% (both adjusted for FX/divestiture).","Reaffirmed FY2022 revenue guidance $1.39B-$1.405B on constant currency basis."],"urls":{"canonical":"https://secwatch.observer/filing/0000935036-22-000032","json":"https://secwatch.observer/filing/0000935036-22-000032.json","markdown":"https://secwatch.observer/filing/0000935036-22-000032.md","text":"https://secwatch.observer/filing/0000935036-22-000032.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/935036/000093503622000032/0000935036-22-000032-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/935036/000093503622000032/aciw-20221102.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-22T16:42:20.733483+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"08971330f06373f19bdec3fc734438d9cd258748","claim":"ACI WORLDWIDE, INC. reported the quarter ended September 30, 2022 results: revenue $307 million, net income $23 million. Guidance reaffirmed.","evidence_excerpt":"ACI Worldwide, Inc. Reports Financial Results for the Quarter Ended September 30, 2022 Q3 Highlights Revenue of $307 million, up 1% adjusted for FX and Corporate Online Banking divestiture, versus Q3 2021 Net income of $23 million Repurchased 1.2 million shares Reaffirming full-year 2022 revenue guidance on a constant currency basis","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/935036/000093503622000032/0000935036-22-000032-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the quarter ended September 30, 2022"},{"label":"Revenue","value":"$307 million"},{"label":"Net income","value":"$23 million"},{"label":"Guidance","value":"reaffirmed"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}