---
schema_version: "secwatch.filing_event.v1"
accession: "0000935036-22-000032"
form_type: "8-K"
ticker: "ACIW"
cik: "0000935036"
company_name: "ACI WORLDWIDE, INC."
filed_at: "2022-11-02T23:59:59+00:00"
generated_at: "2026-06-22T16:42:20.733483+00:00"
event_type: "earnings"
sentiment: "negative"
materiality_score: 0.7
calibrated_materiality_score: 0.7
confidence: "high"
source: SEC EDGAR
---

# ACI Worldwide Q3 revenue $307M, adj EBITDA down 38% YoY; reaffirms revenue guidance, cuts EBITDA outlook

## Summary
- Revenue $307M, up 1% adj for FX/divestiture; net income $23M.
- Adjusted EBITDA $46M, down 38% YoY; FY2022 adjusted EBITDA guidance cut to $365M-$380M.
- New ARR bookings $30M, up 35% YoY; repurchased 1.2M shares in Q3.
- Biller revenue up 5%; Bank revenue down 11%, Merchant down 9% (both adjusted for FX/divestiture).
- Reaffirmed FY2022 revenue guidance $1.39B-$1.405B on constant currency basis.

## SEC filing metadata
- accession: 0000935036-22-000032
- form_type: 8-K
- ticker: ACIW
- cik: 0000935036
- company_name: ACI WORLDWIDE, INC.
- filed_at: 2022-11-02T23:59:59+00:00
- event_type: earnings
- sentiment: negative
- materiality_score: 0.7
- calibrated_materiality_score: 0.7
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/935036/000093503622000032/0000935036-22-000032-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/935036/000093503622000032/aciw-20221102.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000935036-22-000032
- JSON: https://secwatch.observer/filing/0000935036-22-000032.json
- Plain text: https://secwatch.observer/filing/0000935036-22-000032.txt

## Key facts
- Earnings Releases
  ACI WORLDWIDE, INC. reported the quarter ended September 30, 2022 results: revenue $307 million, net income $23 million. Guidance reaffirmed.
  - Period: the quarter ended September 30, 2022
  - Revenue: $307 million
  - Net income: $23 million
  - Guidance: reaffirmed
  - Result: reported results
  source text: ACI Worldwide, Inc. Reports Financial Results for the Quarter Ended September 30, 2022 Q3 Highlights Revenue of $307 million, up 1% adjusted for FX and Corporate Online Banking divestiture, versus Q3 2021 Net income of $23 million Repurchased 1.2 million shares Reaffirming full-year 2022 revenue guidance on a constant currency basis
  evidence_url: https://www.sec.gov/Archives/edgar/data/935036/000093503622000032/0000935036-22-000032-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.