{"schema_version":"secwatch.filing_event.v1","accession":"0000935036-23-000017","form_type":"8-K","ticker":"ACIW","cik":"0000935036","company_name":"ACI WORLDWIDE, INC.","filed_at":"2023-05-04T23:59:59+00:00","discovered_at":"2026-05-14T18:03:42.927301+00:00","generated_at":"2026-06-15T23:53:06.754953+00:00","sec_items":["1.01","2.02","7.01","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"ACI Worldwide Q1 net loss $32M, revenue $290M; extends credit facility maturity to 2025","bullets":["Total revenue $290M, down 5% adjusted for FX and divestiture; recurring revenue up 9% adjusted.","Net loss $32M; adjusted EBITDA $25M vs $68M in Q1 2022.","Biller segment revenue up 11% and adjusted EBITDA up 12% YoY.","Full-year 2023 guidance reiterated: revenue $1.436B-$1.466B, adjusted EBITDA $380M-$395M.","Credit agreement extended: revolver, term loan and delayed-draw term loan maturities moved from April 2024 to April 2025."],"urls":{"canonical":"https://secwatch.observer/filing/0000935036-23-000017","json":"https://secwatch.observer/filing/0000935036-23-000017.json","markdown":"https://secwatch.observer/filing/0000935036-23-000017.md","text":"https://secwatch.observer/filing/0000935036-23-000017.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/935036/000093503623000017/0000935036-23-000017-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/935036/000093503623000017/aciw-20230504.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-15T23:53:06.754953+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"7b1f41196f8aaa3e8211b9741aad7a156c66cb66","claim":"ACI WORLDWIDE, INC. reported the quarter ended March 31, 2023 results: revenue $290 million, net income $32 million. Guidance reaffirmed.","evidence_excerpt":"In Q1 2023, total revenue was $290 million, down 5% adjusted for FX and the divestiture. Recurring revenue grew 9%, adjusting for FX and the divestiture. Net loss was $32 million.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/935036/000093503623000017/0000935036-23-000017-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the quarter ended March 31, 2023"},{"label":"Revenue","value":"$290 million"},{"label":"Net income","value":"$32 million"},{"label":"Guidance","value":"reaffirmed"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"},{"claim_id":"3171803e621fbfc2aa479bbb3f5200bb01348081","claim":"ACI WORLDWIDE, INC. amended Extension Agreement with Bank of America, N.A. (effective 2023-04-28).","evidence_excerpt":"On April 28, 2023, ACI Worldwide, Inc. (“the Company”) entered into an Extension Agreement (the \"Amendment\") with ACI Worldwide Corp., ACI Payments, Inc. and Bank of America, N.A., as administrative agent for the lenders, to the Company's Second Amended and Restated Credit Agreement, dated as of April 5, 2019 (the \"Credit Agreement\").","evidence_source":"SEC 8-K Item 1.01/1.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/935036/000093503623000017/0000935036-23-000017-index.htm","confidence":0.9,"family_label":"Material Agreements","details":[{"label":"Action","value":"amendment"},{"label":"Agreement","value":"credit facility"},{"label":"Counterparty","value":"Bank of America, N.A."},{"label":"Effective","value":"2023-04-28"}],"fact_type":"material_agreement"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}