---
schema_version: "secwatch.filing_event.v1"
accession: "0000935036-23-000017"
form_type: "8-K"
ticker: "ACIW"
cik: "0000935036"
company_name: "ACI WORLDWIDE, INC."
filed_at: "2023-05-04T23:59:59+00:00"
generated_at: "2026-06-15T23:53:06.754953+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# ACI Worldwide Q1 net loss $32M, revenue $290M; extends credit facility maturity to 2025

## Summary
- Total revenue $290M, down 5% adjusted for FX and divestiture; recurring revenue up 9% adjusted.
- Net loss $32M; adjusted EBITDA $25M vs $68M in Q1 2022.
- Biller segment revenue up 11% and adjusted EBITDA up 12% YoY.
- Full-year 2023 guidance reiterated: revenue $1.436B-$1.466B, adjusted EBITDA $380M-$395M.
- Credit agreement extended: revolver, term loan and delayed-draw term loan maturities moved from April 2024 to April 2025.

## SEC filing metadata
- accession: 0000935036-23-000017
- form_type: 8-K
- ticker: ACIW
- cik: 0000935036
- company_name: ACI WORLDWIDE, INC.
- filed_at: 2023-05-04T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 1.01, 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/935036/000093503623000017/0000935036-23-000017-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/935036/000093503623000017/aciw-20230504.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000935036-23-000017
- JSON: https://secwatch.observer/filing/0000935036-23-000017.json
- Plain text: https://secwatch.observer/filing/0000935036-23-000017.txt

## Key facts
- Earnings Releases
  ACI WORLDWIDE, INC. reported the quarter ended March 31, 2023 results: revenue $290 million, net income $32 million. Guidance reaffirmed.
  - Period: the quarter ended March 31, 2023
  - Revenue: $290 million
  - Net income: $32 million
  - Guidance: reaffirmed
  - Result: reported results
  source text: In Q1 2023, total revenue was $290 million, down 5% adjusted for FX and the divestiture. Recurring revenue grew 9%, adjusting for FX and the divestiture. Net loss was $32 million.
  evidence_url: https://www.sec.gov/Archives/edgar/data/935036/000093503623000017/0000935036-23-000017-index.htm
- Material Agreements
  ACI WORLDWIDE, INC. amended Extension Agreement with Bank of America, N.A. (effective 2023-04-28).
  - Action: amendment
  - Agreement: credit facility
  - Counterparty: Bank of America, N.A.
  - Effective: 2023-04-28
  source text: On April 28, 2023, ACI Worldwide, Inc. (“the Company”) entered into an Extension Agreement (the "Amendment") with ACI Worldwide Corp., ACI Payments, Inc. and Bank of America, N.A., as administrative agent for the lenders, to the Company's Second Amended and Restated Credit Agreement, dated as of April 5, 2019 (the "Credit Agreement").
  evidence_url: https://www.sec.gov/Archives/edgar/data/935036/000093503623000017/0000935036-23-000017-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.