---
schema_version: "secwatch.filing_event.v1"
accession: "0000935036-23-000029"
form_type: "8-K"
ticker: "ACIW"
cik: "0000935036"
company_name: "ACI WORLDWIDE, INC."
filed_at: "2023-08-03T23:59:59+00:00"
generated_at: "2026-06-12T10:49:27.444248+00:00"
event_type: "earnings"
sentiment: "neutral"
materiality_score: 0.65
calibrated_materiality_score: 0.65
confidence: "high"
source: SEC EDGAR
---

# ACI Worldwide Q2 revenue $323M, net loss $7M; recurring rev +5%, reaffirms FY guidance

## Summary
- Total revenue $323M (-2% YoY); net loss $7M.
- Recurring revenue grew 5% (FX/divestiture-adjusted); Bank segment recurring revenue +13%.
- Adjusted EBITDA $57M vs $66M YoY; Biller segment EBITDA +10%; Merchant +23%.
- Reiterated FY2023 revenue guidance $1.436B-$1.466B; adj. EBITDA $380M-$395M.
- New ARR bookings TTM $91M (+2% YoY); $200M share repurchase authorization remains.

## SEC filing metadata
- accession: 0000935036-23-000029
- form_type: 8-K
- ticker: ACIW
- cik: 0000935036
- company_name: ACI WORLDWIDE, INC.
- filed_at: 2023-08-03T23:59:59+00:00
- event_type: earnings
- sentiment: neutral
- materiality_score: 0.65
- calibrated_materiality_score: 0.65
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/935036/000093503623000029/0000935036-23-000029-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/935036/000093503623000029/aciw-20230803.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000935036-23-000029
- JSON: https://secwatch.observer/filing/0000935036-23-000029.json
- Plain text: https://secwatch.observer/filing/0000935036-23-000029.txt

## Key facts
- Earnings Releases
  ACI WORLDWIDE, INC. reported three months ended June 30, 2023 results: net income Net loss in the quarter was $7 million..
  - Period: three months ended June 30, 2023
  - Net income: Net loss in the quarter was $7 million.
  - Result: reported results
  source text: In Q2 2023, total revenue was $323 million, down 2% compared to the same period in 2022.
  evidence_url: https://www.sec.gov/Archives/edgar/data/935036/000093503623000029/0000935036-23-000029-index.htm
- Earnings Releases
  ACI WORLDWIDE, INC. reported three months ended June 30, 2023 results: net income Net loss in the quarter was $7 million..
  - Period: three months ended June 30, 2023
  - Net income: Net loss in the quarter was $7 million.
  - Result: reported results
  source text: Net loss in the quarter was $7 million. Total adjusted EBITDA in the quarter was $57 million compared to $66 million in Q2 2022.
  evidence_url: https://www.sec.gov/Archives/edgar/data/935036/000093503623000029/0000935036-23-000029-index.htm
- Earnings Releases
  ACI WORLDWIDE, INC. reported Q3 2023 results: revenue between $335 million and $345 million. Guidance initiated.
  - Period: Q3 2023
  - Revenue: between $335 million and $345 million
  - Guidance: initiated
  - Result: guidance update
  source text: The company expects revenue to be between $335 million and $345 million and adjusted EBITDA of $70 million to $80 million in Q3 2023.
  evidence_url: https://www.sec.gov/Archives/edgar/data/935036/000093503623000029/0000935036-23-000029-index.htm
- Earnings Releases
  ACI WORLDWIDE, INC. reported full year 2023 results: revenue in the range of $1.436 billion to $1.466 billion. Guidance reaffirmed.
  - Period: full year 2023
  - Revenue: in the range of $1.436 billion to $1.466 billion
  - Guidance: reaffirmed
  - Result: guidance update
  source text: For the full year of 2023, the company expects revenue growth to be in the mid-single digits on a constant currency and divestiture-adjusted basis, or in the range of $1.436 billion to $1.466 billion.
  evidence_url: https://www.sec.gov/Archives/edgar/data/935036/000093503623000029/0000935036-23-000029-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.