---
schema_version: "secwatch.filing_event.v1"
accession: "0000935036-23-000037"
form_type: "8-K"
ticker: "ACIW"
cik: "0000935036"
company_name: "ACI WORLDWIDE, INC."
filed_at: "2023-11-02T23:59:59+00:00"
generated_at: "2026-06-09T01:37:48.419450+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# ACI Worldwide Q3 revenue $363M (+21% YoY), net income $38M (+64%), reiterates FY23 guidance

## Summary
- Total revenue $363M (+21% YoY); recurring revenue +10%; net income $38M (+64%).
- Adjusted EBITDA $103M (+147%), net debt leverage 2.4x, down from 2.9x.
- Bank segment revenue +42%, Biller segment adjusted EBITDA +48%; Merchant flat.
- Reiterates FY23 guidance: revenue $1.436B-$1.466B, adjusted EBITDA $380M-$395M.
- 2024 revenue growth target 7-9%; $200M share repurchase authorization remains.

## SEC filing metadata
- accession: 0000935036-23-000037
- form_type: 8-K
- ticker: ACIW
- cik: 0000935036
- company_name: ACI WORLDWIDE, INC.
- filed_at: 2023-11-02T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/935036/000093503623000037/0000935036-23-000037-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/935036/000093503623000037/aciw-20231102.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000935036-23-000037
- JSON: https://secwatch.observer/filing/0000935036-23-000037.json
- Plain text: https://secwatch.observer/filing/0000935036-23-000037.txt

## Key facts
- Earnings Releases
  ACI WORLDWIDE, INC. reported the quarter ended September 30, 2023 results: revenue $363 million, net income $38 million. Guidance reaffirmed.
  - Period: the quarter ended September 30, 2023
  - Revenue: $363 million
  - Net income: $38 million
  - Guidance: reaffirmed
  - Result: reported results
  source text: we are confident in reiterating guidance for this year, as well as for our revenue growth target of 7-9% in 2024." FINANCIAL SUMMARY In Q3 2023, total revenue was $363 million, up 21% compared to the same period in 2022. Recurring revenue in Q3 grew 10% versus last year. Net income in the quarter was $38 million, up from $23 million last year. Total
  evidence_url: https://www.sec.gov/Archives/edgar/data/935036/000093503623000037/0000935036-23-000037-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.