---
schema_version: "secwatch.filing_event.v1"
accession: "0000935036-24-000005"
form_type: "8-K"
ticker: "ACIW"
cik: "0000935036"
company_name: "ACI WORLDWIDE, INC."
filed_at: "2024-02-29T23:59:59+00:00"
generated_at: "2026-06-05T07:49:44.143286+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.8
calibrated_materiality_score: 0.8
confidence: "high"
source: SEC EDGAR
---

# ACI Worldwide Q4 2023 revenue $477M (+5% YoY), net income $123M (+36%), guides 7-9% revenue growth for 2024

## Summary
- Q4 revenue $477M, up 5% YoY; recurring revenue $275M, up 7%.
- Q4 net income $123M vs $90M; adjusted EBITDA $210M, up 8%.
- FY 2024 guidance: revenue $1.547B-$1.576B (7-9% growth), adjusted EBITDA $418M-$428M.
- Secured new $500M term loan and $600M revolver, maturity extended to Feb 2029.
- Repurchased 1M shares for $28M in 2023, 2M shares for $62M YTD 2024.

## SEC filing metadata
- accession: 0000935036-24-000005
- form_type: 8-K
- ticker: ACIW
- cik: 0000935036
- company_name: ACI WORLDWIDE, INC.
- filed_at: 2024-02-29T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.8
- calibrated_materiality_score: 0.8
- confidence: high
- sec_items: 1.01, 2.02, 7.01, 5.02, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/935036/000093503624000005/0000935036-24-000005-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/935036/000093503624000005/aciw-20240223.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000935036-24-000005
- JSON: https://secwatch.observer/filing/0000935036-24-000005.json
- Plain text: https://secwatch.observer/filing/0000935036-24-000005.txt

## Key facts
- Earnings Releases
  ACI WORLDWIDE, INC. updated its the quarter and full year ended December 31, 2023 guidance (initiated).
  - Period: the quarter and full year ended December 31, 2023
  - Guidance: initiated
  - Result: reported results
  source text: Item 2.02. Results of Operation and Financial Condition . On February 29, 2024, the Company issued a press release announcing its financial results for the three months and year ended December 31, 2023.
  evidence_url: https://www.sec.gov/Archives/edgar/data/935036/000093503624000005/0000935036-24-000005-index.htm
- Executive change
  Katrinka McCallum was appointed as Director at ACI WORLDWIDE, INC..
  - Action: appointed
  - Role: Director
  source text: On February 23, 2024, Katrinka McCallum and Juan Benitez joined the Company’s Board of Directors (the “Board”) as independent directors.
  evidence_url: https://www.sec.gov/Archives/edgar/data/935036/000093503624000005/0000935036-24-000005-index.htm
- Executive change
  Juan Benitez was appointed as Director at ACI WORLDWIDE, INC..
  - Action: appointed
  - Role: Director
  source text: On February 23, 2024, Katrinka McCallum and Juan Benitez joined the Company’s Board of Directors (the “Board”) as independent directors.
  evidence_url: https://www.sec.gov/Archives/edgar/data/935036/000093503624000005/0000935036-24-000005-index.htm
- Material Agreements
  ACI WORLDWIDE, INC. entered into Refinance Amendment to Second Amended and Restated Credit Agreement with Bank of America, N.A., as administrative agent and a lender, BofA Securities, Inc., PNC Capital Markets LLC, Wells Fargo Securities, LLC, and TD Securities (USA) LLC, as Joint Lead Arrangers and Joint Bookrunners, and the other financial institutions party thereto valued at $500 million Term Loan Facility and up to $600 million Revolving Loan Facility (effective 2024-02-26).
  - Action: entry
  - Agreement: credit facility
  - Counterparty: Bank of America, N.A., as administrative agent and a lender, BofA Securities, Inc., PNC Capital Markets LLC, Wells Fargo Securities, LLC, and TD Securities (USA) LLC, as Joint Lead Arrangers and Joint Bookrunners, and the other financial institutions party thereto
  - Value: $500 million Term Loan Facility and up to $600 million Revolving Loan Facility
  - Effective: 2024-02-26
  source text: On February 26, 2024, ACI Worldwide, Inc. (the “Company”) entered into a Refinance Amendment (the “Amendment”) to the Second Amended and Restated Credit Agreement, dated as of April 5, 2019 (as amended, restated, supplemented or otherwise modified from time to time, including by the Amendment, the “Credit Agreement”) among the Company, the subsidiary borrowers from time to time party thereto, the lenders from time to time party thereto, Bank of America, N.A., as administrative agent and a lender, BofA Securities, Inc., PNC Capital Markets LLC, Wells Fargo Securities, LLC, and TD Securities (USA) LLC, as Joint Lead Arrangers and Joint Bookrunners, and the other financial institutions party thereto.
  evidence_url: https://www.sec.gov/Archives/edgar/data/935036/000093503624000005/0000935036-24-000005-index.htm

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.