{"schema_version":"secwatch.filing_event.v1","accession":"0000935036-24-000036","form_type":"8-K","ticker":"ACIW","cik":"0000935036","company_name":"ACI WORLDWIDE, INC.","filed_at":"2024-11-07T23:59:59+00:00","discovered_at":"2026-05-14T18:03:11.433788+00:00","generated_at":"2026-05-30T04:13:15.774209+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"ACI Worldwide Q3 revenue up 24% to $452M, net income +115%; raises FY2024 guidance","bullets":["Revenue $452M (+24% YoY); net income $81M (+115%); adjusted EBITDA $167M (+61%).","Bank segment revenue +43%, Merchant +38%, Biller +5% (Biller EBITDA -21% on non-recurring items).","Guides FY2024 revenue $1.567-1.601B (prev. $1.557-1.591B); adj. EBITDA $433-448M (prev. $423-438M).","Reduced long-term net debt leverage target from 2.5x to 2.0x; current leverage 1.6x with $650M liquidity.","Repurchased ~200k shares for $8M in Q3; YTD 4M shares for $128M; $372M remains on authorization."],"urls":{"canonical":"https://secwatch.observer/filing/0000935036-24-000036","json":"https://secwatch.observer/filing/0000935036-24-000036.json","markdown":"https://secwatch.observer/filing/0000935036-24-000036.md","text":"https://secwatch.observer/filing/0000935036-24-000036.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/935036/000093503624000036/0000935036-24-000036-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/935036/000093503624000036/aciw-20241107.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-30T04:13:15.774209+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}