---
schema_version: "secwatch.filing_event.v1"
accession: "0000935036-24-000036"
form_type: "8-K"
ticker: "ACIW"
cik: "0000935036"
company_name: "ACI WORLDWIDE, INC."
filed_at: "2024-11-07T23:59:59+00:00"
generated_at: "2026-05-30T04:13:15.774209+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# ACI Worldwide Q3 revenue up 24% to $452M, net income +115%; raises FY2024 guidance

## Summary
- Revenue $452M (+24% YoY); net income $81M (+115%); adjusted EBITDA $167M (+61%).
- Bank segment revenue +43%, Merchant +38%, Biller +5% (Biller EBITDA -21% on non-recurring items).
- Guides FY2024 revenue $1.567-1.601B (prev. $1.557-1.591B); adj. EBITDA $433-448M (prev. $423-438M).
- Reduced long-term net debt leverage target from 2.5x to 2.0x; current leverage 1.6x with $650M liquidity.
- Repurchased ~200k shares for $8M in Q3; YTD 4M shares for $128M; $372M remains on authorization.

## SEC filing metadata
- accession: 0000935036-24-000036
- form_type: 8-K
- ticker: ACIW
- cik: 0000935036
- company_name: ACI WORLDWIDE, INC.
- filed_at: 2024-11-07T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/935036/000093503624000036/0000935036-24-000036-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/935036/000093503624000036/aciw-20241107.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000935036-24-000036
- JSON: https://secwatch.observer/filing/0000935036-24-000036.json
- Plain text: https://secwatch.observer/filing/0000935036-24-000036.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.