{"schema_version":"secwatch.filing_event.v1","accession":"0000935036-25-000004","form_type":"8-K","ticker":"ACIW","cik":"0000935036","company_name":"ACI WORLDWIDE, INC.","filed_at":"2025-02-27T23:59:59+00:00","discovered_at":"2026-05-14T18:03:06.869667+00:00","generated_at":"2026-05-26T03:00:47.530731+00:00","sec_items":["2.02","7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.85,"calibrated_materiality_score":0.85,"confidence":"high","headline":"ACI Worldwide FY2024 revenue $1.59B (+10%), net income +67%; guides 7-9% growth in 2025","bullets":["FY2024 revenue $1.594B (+10% YoY), net income $203M (+67%), adjusted EBITDA $466M (+18%).","Cash from ops $359M (+113%); repurchased 3.9M shares for $128M; net debt leverage 1.5x.","Bank segment revenue +14% (adj. EBITDA +20%), Merchant +10% (+57%), Biller +6% (-8% adj. EBITDA).","FY2025 guidance: revenue $1.685-$1.715B (7-9% growth), adjusted EBITDA $480-$495M.","Q1 2025 guidance: revenue $360-$370M, adjusted EBITDA $70-$80M."],"urls":{"canonical":"https://secwatch.observer/filing/0000935036-25-000004","json":"https://secwatch.observer/filing/0000935036-25-000004.json","markdown":"https://secwatch.observer/filing/0000935036-25-000004.md","text":"https://secwatch.observer/filing/0000935036-25-000004.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/935036/000093503625000004/0000935036-25-000004-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/935036/000093503625000004/aciw-20250227.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-26T03:00:47.530731+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}