---
schema_version: "secwatch.filing_event.v1"
accession: "0000935036-25-000004"
form_type: "8-K"
ticker: "ACIW"
cik: "0000935036"
company_name: "ACI WORLDWIDE, INC."
filed_at: "2025-02-27T23:59:59+00:00"
generated_at: "2026-05-26T03:00:47.530731+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.85
calibrated_materiality_score: 0.85
confidence: "high"
source: SEC EDGAR
---

# ACI Worldwide FY2024 revenue $1.59B (+10%), net income +67%; guides 7-9% growth in 2025

## Summary
- FY2024 revenue $1.594B (+10% YoY), net income $203M (+67%), adjusted EBITDA $466M (+18%).
- Cash from ops $359M (+113%); repurchased 3.9M shares for $128M; net debt leverage 1.5x.
- Bank segment revenue +14% (adj. EBITDA +20%), Merchant +10% (+57%), Biller +6% (-8% adj. EBITDA).
- FY2025 guidance: revenue $1.685-$1.715B (7-9% growth), adjusted EBITDA $480-$495M.
- Q1 2025 guidance: revenue $360-$370M, adjusted EBITDA $70-$80M.

## SEC filing metadata
- accession: 0000935036-25-000004
- form_type: 8-K
- ticker: ACIW
- cik: 0000935036
- company_name: ACI WORLDWIDE, INC.
- filed_at: 2025-02-27T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.85
- calibrated_materiality_score: 0.85
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/935036/000093503625000004/0000935036-25-000004-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/935036/000093503625000004/aciw-20250227.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000935036-25-000004
- JSON: https://secwatch.observer/filing/0000935036-25-000004.json
- Plain text: https://secwatch.observer/filing/0000935036-25-000004.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.