---
schema_version: "secwatch.filing_event.v1"
accession: "0000935036-25-000029"
form_type: "8-K"
ticker: "ACIW"
cik: "0000935036"
company_name: "ACI WORLDWIDE, INC."
filed_at: "2025-11-06T23:59:59+00:00"
generated_at: "2026-05-17T00:08:21.389726+00:00"
event_type: "earnings"
sentiment: "positive"
materiality_score: 0.75
calibrated_materiality_score: 0.75
confidence: "high"
source: SEC EDGAR
---

# ACI Worldwide Q3 revenue up 7%, net income $91M; raises FY25 guidance, authorizes $500M buyback

## Summary
- Q3 revenue $482M, up 7% YoY; recurring revenue $298M, up 10%.
- Q3 net income $91M vs $81M; YTD net income $162M (+55%), includes $22M gain on Mindgate sale.
- Raising FY25 revenue guidance to $1.730B-$1.754B; adjusted EBITDA to $495M-$510M.
- Board authorized $500M share repurchase program; YTD repurchased $150M in shares.
- Payment Software and Biller segments each grew 12% YTD; net new ARR bookings up 50% YTD.

## SEC filing metadata
- accession: 0000935036-25-000029
- form_type: 8-K
- ticker: ACIW
- cik: 0000935036
- company_name: ACI WORLDWIDE, INC.
- filed_at: 2025-11-06T23:59:59+00:00
- event_type: earnings
- sentiment: positive
- materiality_score: 0.75
- calibrated_materiality_score: 0.75
- confidence: high
- sec_items: 2.02, 7.01, 9.01
- EDGAR index: https://www.sec.gov/Archives/edgar/data/935036/000093503625000029/0000935036-25-000029-index.htm
- EDGAR primary document: https://www.sec.gov/Archives/edgar/data/935036/000093503625000029/aciw-20251106.htm

## Machine-readable alternates
- HTML: https://secwatch.observer/filing/0000935036-25-000029
- JSON: https://secwatch.observer/filing/0000935036-25-000029.json
- Plain text: https://secwatch.observer/filing/0000935036-25-000029.txt

This AI-assisted summary is a reading aid. Review the linked SEC EDGAR filing before relying on any specific claim.