{"schema_version":"secwatch.filing_event.v1","accession":"0000936528-23-000031","form_type":"8-K","ticker":"WAFD","cik":"0000936528","company_name":"WAFD INC","filed_at":"2023-01-13T23:59:59+00:00","discovered_at":"2026-05-14T18:03:48.654221+00:00","generated_at":"2026-06-20T15:47:10.935206+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"Washington Federal reports record Q1 EPS of $1.16, net income up 58% YoY","bullets":["Diluted EPS $1.16 vs $0.71 prior year; net income $79.5M, up 58% YoY.","Net interest margin expanded to 3.69% from 2.87% YoY; net interest income $183M, up 36.3%.","Loan portfolio grew $880M (5.5%) to $17.0B; non-performing assets at 0.18% of assets.","Efficiency ratio improved to 46.8% from 58.6%; total other expense up 3% YoY.","CEO Brent Beardall on leave after Jan 2 injuries; acting CEO Cathy Cooper continues."],"urls":{"canonical":"https://secwatch.observer/filing/0000936528-23-000031","json":"https://secwatch.observer/filing/0000936528-23-000031.json","markdown":"https://secwatch.observer/filing/0000936528-23-000031.md","text":"https://secwatch.observer/filing/0000936528-23-000031.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/936528/000093652823000031/0000936528-23-000031-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/936528/000093652823000031/wfsl-20230112.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-20T15:47:10.935206+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"86292c63e5c8fcb59ada84fe97e507dcf8a68b36","claim":"WAFD INC reported quarter ended December 31, 2022 results: net income $79,509,000, EPS $1.16 per diluted share.","evidence_excerpt":"After the effect of dividends on preferred stock, net income available for common shareholders was $1.16 per diluted share for the quarter ended December 31, 2022","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/936528/000093652823000031/0000936528-23-000031-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"quarter ended December 31, 2022"},{"label":"Net income","value":"$79,509,000"},{"label":"EPS","value":"$1.16 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}