{"schema_version":"secwatch.filing_event.v1","accession":"0000936528-23-000107","form_type":"8-K","ticker":"WAFD","cik":"0000936528","company_name":"WAFD INC","filed_at":"2023-04-14T23:59:59+00:00","discovered_at":"2026-05-14T18:03:42.935469+00:00","generated_at":"2026-06-17T02:22:00.033063+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.8,"calibrated_materiality_score":0.8,"confidence":"high","headline":"Washington Federal Q2 EPS $0.95, up 35.7% YoY; net interest margin compresses to 3.51%","bullets":["Diluted EPS $0.95 vs $0.70 prior year; net income $65.9M, +33.6% YoY.","Net interest margin 3.51% (down 18 bp from Dec quarter, but up from 2.90% prior year).","First quarterly net charge-off in nearly a decade: $5.9M; provision for credit losses $3.5M.","Net deposit outflows $99M (0.6% of total) in quarter; uninsured deposits fell to 27% from 31%.","Loan originations $1.0B, down 55% from $2.2B prior year quarter."],"urls":{"canonical":"https://secwatch.observer/filing/0000936528-23-000107","json":"https://secwatch.observer/filing/0000936528-23-000107.json","markdown":"https://secwatch.observer/filing/0000936528-23-000107.md","text":"https://secwatch.observer/filing/0000936528-23-000107.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/936528/000093652823000107/0000936528-23-000107-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/936528/000093652823000107/wfsl-20230413.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-17T02:22:00.033063+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"bab79a69048e76db41f474ccf7fd113137323a89","claim":"WAFD INC reported financial results for quarter ended March 31, 2023.","evidence_excerpt":"On April 13, 2023, Washington Federal, Inc. (the \"Company\") announced by press release its earnings for the quarter ended March 31, 2023. A copy of the press release is attached to this filing as Exhibit 99.1.","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/936528/000093652823000107/0000936528-23-000107-index.htm","confidence":0.95,"family_label":"Earnings Releases","details":[{"label":"Period","value":"quarter ended March 31, 2023"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}