{"schema_version":"secwatch.filing_event.v1","accession":"0000936528-23-000147","form_type":"8-K","ticker":"WAFD","cik":"0000936528","company_name":"WAFD INC","filed_at":"2023-07-17T23:59:59+00:00","discovered_at":"2026-05-14T18:03:37.090466+00:00","generated_at":"2026-06-13T08:01:40.415206+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"neutral","materiality_score":0.5,"calibrated_materiality_score":0.5,"confidence":"high","headline":"Washington Federal Q3 net income falls 2.4% to $61.8M; EPS $0.89, NPA jumps to $67M","bullets":["Net income $61.8M ($0.89 diluted EPS) vs $63.3M ($0.91) YoY, down 2.4% and 2.1%.","Net interest margin 3.27% vs 3.22% YoY; net interest income up 11.2% to $168.7M.","Non-performing assets rose to $67M (0.3% of assets) from $46.8M at Mar 31 due to one large commercial loan.","Net charge-offs $10.4M vs net recoveries $0.6M in prior year quarter; provision $9M.","Tangible book value per share up 8.2% to $27.58; repurchased 1.1M shares at avg $25.62."],"urls":{"canonical":"https://secwatch.observer/filing/0000936528-23-000147","json":"https://secwatch.observer/filing/0000936528-23-000147.json","markdown":"https://secwatch.observer/filing/0000936528-23-000147.md","text":"https://secwatch.observer/filing/0000936528-23-000147.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/936528/000093652823000147/0000936528-23-000147-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/936528/000093652823000147/wfsl-20230714.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-13T08:01:40.415206+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[{"claim_id":"ed7bc7d5d1c9dc7457068f2540385aa21a46123a","claim":"WAFD INC reported the quarter ended June 30, 2023 results: net income $61,775,000, EPS $0.89 per diluted share.","evidence_excerpt":"After the effect of dividends on preferred stock, net income available for common shareholders was $0.89 per diluted share for the quarter ended June 30, 2023","evidence_source":"SEC 8-K Item 2.02","evidence_url":"https://www.sec.gov/Archives/edgar/data/936528/000093652823000147/0000936528-23-000147-index.htm","confidence":0.9,"family_label":"Earnings Releases","details":[{"label":"Period","value":"the quarter ended June 30, 2023"},{"label":"Net income","value":"$61,775,000"},{"label":"EPS","value":"$0.89 per diluted share"},{"label":"Result","value":"reported results"}],"fact_type":"earnings_release"}],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}