{"schema_version":"secwatch.filing_event.v1","accession":"0000936528-24-000079","form_type":"8-K/A","ticker":"WAFD","cik":"0000936528","company_name":"WAFD INC","filed_at":"2024-05-13T23:59:59+00:00","discovered_at":"2026-05-14T18:03:22.554869+00:00","generated_at":"2026-06-02T03:08:31.686316+00:00","sec_items":["9.01"],"event_type":"m_and_a","sentiment":"neutral","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"WaFd completes merger with Luther Burbank; acquired bank had $8.2B assets, net income down 80% in 2023","bullets":["Merger closed effective March 1, 2024; Luther Burbank merged into WaFd, bank subsidiary merged into WaFd Bank.","Luther Burbank's 2023 net income fell to $16.2M from $80.2M in 2022; provision for credit losses jumped to $7.6M from $1.2M.","Acquired institution had $8.2B total assets, $5.8B deposits, $6.8B loans net of allowance as of Dec 31, 2023.","Pro forma financial info for FY Sep 30, 2023 and six months ended Mar 31, 2024 filed as Exhibit 99.2."],"urls":{"canonical":"https://secwatch.observer/filing/0000936528-24-000079","json":"https://secwatch.observer/filing/0000936528-24-000079.json","markdown":"https://secwatch.observer/filing/0000936528-24-000079.md","text":"https://secwatch.observer/filing/0000936528-24-000079.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/936528/000093652824000079/0000936528-24-000079-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/936528/000093652824000079/wfsl-20240229.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-06-02T03:08:31.686316+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}