{"schema_version":"secwatch.filing_event.v1","accession":"0000936528-24-000117","form_type":"8-K","ticker":"WAFD","cik":"0000936528","company_name":"WAFD INC","filed_at":"2024-08-23T23:59:59+00:00","discovered_at":"2026-05-14T18:03:16.441485+00:00","generated_at":"2026-05-31T07:57:26.470913+00:00","sec_items":["8.01","9.01"],"event_type":"other_material","sentiment":"neutral","materiality_score":0.55,"calibrated_materiality_score":0.55,"confidence":"high","headline":"KBRA assigns first-time ratings to WaFd (WAFD) with stable outlook","bullets":["KBRA assigned WaFd, Inc. senior unsecured debt at BBB+, subordinated at BBB, preferred shares at BBB-.","Washington Federal Bank received deposit and senior unsecured debt ratings of A-; outlook stable.","Ratings reflect conservative credit culture, pristine asset quality, and ample on-balance-sheet liquidity post $2.8B multifamily loan sale.","Loan portfolio concentrated in residential mortgage (42%) and investor CRE (36%), but multifamily and office exposure considered lower risk.","KBRA cites high-quality management, long-tenured team, and durable business model through cycles."],"urls":{"canonical":"https://secwatch.observer/filing/0000936528-24-000117","json":"https://secwatch.observer/filing/0000936528-24-000117.json","markdown":"https://secwatch.observer/filing/0000936528-24-000117.md","text":"https://secwatch.observer/filing/0000936528-24-000117.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/936528/000093652824000117/0000936528-24-000117-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/936528/000093652824000117/wfsl-20240822.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-31T07:57:26.470913+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}