{"schema_version":"secwatch.filing_event.v1","accession":"0000936528-24-000128","form_type":"8-K","ticker":"WAFD","cik":"0000936528","company_name":"WAFD INC","filed_at":"2024-10-18T23:59:59+00:00","discovered_at":"2026-05-14T18:03:11.439168+00:00","generated_at":"2026-05-30T12:59:13.877432+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"negative","materiality_score":0.85,"calibrated_materiality_score":0.85,"confidence":"high","headline":"WaFd reports FY2024 net income of $200M ($2.50 EPS) vs $257M ($3.72 EPS) prior year","bullets":["Annual net income fell 22% to $200M; diluted EPS $2.50 vs $3.72 YoY.","Adjusted EPS (excl. acquisition costs & non-operating items) was $3.02.","Acquired Luther Burbank Corp (LBC) for $7.7B in assets; incurred $26M in acquisition-related costs.","Deposits grew 33% to $21.4B; loans rose 19.7%; quarterly dividend held at $0.26/share."],"urls":{"canonical":"https://secwatch.observer/filing/0000936528-24-000128","json":"https://secwatch.observer/filing/0000936528-24-000128.json","markdown":"https://secwatch.observer/filing/0000936528-24-000128.md","text":"https://secwatch.observer/filing/0000936528-24-000128.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/936528/000093652824000128/0000936528-24-000128-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/936528/000093652824000128/wfsl-20241017.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-30T12:59:13.877432+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}