{"schema_version":"secwatch.filing_event.v1","accession":"0000936528-25-000045","form_type":"8-K","ticker":"WAFD","cik":"0000936528","company_name":"WAFD INC","filed_at":"2025-02-11T23:59:59+00:00","discovered_at":"2026-05-14T18:03:06.876132+00:00","generated_at":"2026-05-26T23:42:18.637619+00:00","sec_items":["7.01","9.01"],"event_type":"other_material","sentiment":"neutral","materiality_score":0.65,"calibrated_materiality_score":0.65,"confidence":"high","headline":"WaFd Q1 net income $47.3M, down 19% YoY; NPA ratio 0.29%; dividend $0.26 quarterly","bullets":["Q1 FY2025 net income $47.3M ($43.6M to common), down from $58.5M in prior-year quarter.","Efficiency ratio 65.04% (adjusted 60.4%), impacted by restructuring costs from LBC merger.","Non-performing assets 0.29% of total assets; ACL covers 259% of NPAs.","Total deposits $21.4B, uninsured/uncollateralized deposits at 24.8%; cash & securities 17% of assets.","Common dividend $0.26/share (3.42% yield); 1.07M shares repurchased in FY24 at avg $25.29."],"urls":{"canonical":"https://secwatch.observer/filing/0000936528-25-000045","json":"https://secwatch.observer/filing/0000936528-25-000045.json","markdown":"https://secwatch.observer/filing/0000936528-25-000045.md","text":"https://secwatch.observer/filing/0000936528-25-000045.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/936528/000093652825000045/0000936528-25-000045-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/936528/000093652825000045/wfsl-20250211.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-26T23:42:18.637619+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}