{"schema_version":"secwatch.filing_event.v1","accession":"0000936528-25-000061","form_type":"8-K","ticker":"WAFD","cik":"0000936528","company_name":"WAFD INC","filed_at":"2025-04-15T23:59:59+00:00","discovered_at":"2026-05-14T18:02:51.886515+00:00","generated_at":"2026-05-23T15:15:54.551510+00:00","sec_items":["2.02","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.75,"calibrated_materiality_score":0.75,"confidence":"high","headline":"WaFd Q2 FY25 net income $56.3M, EPS $0.65; NIM expands to 2.55%","bullets":["Net income $56.3M, up 19% QoQ and 254% YoY; diluted EPS $0.65 vs $0.54 prior quarter.","Net interest margin improved to 2.55% from 2.39% QoQ; net interest income $161M.","Non-performing assets fell to 0.26% of total assets; provision for credit losses $2.75M.","Non-interest income up 20% QoQ led by WaFd Insurance revenue increase of $1.7M.","Repurchased 726,082 shares at avg $29.39; paid quarterly dividend $0.27 per share."],"urls":{"canonical":"https://secwatch.observer/filing/0000936528-25-000061","json":"https://secwatch.observer/filing/0000936528-25-000061.json","markdown":"https://secwatch.observer/filing/0000936528-25-000061.md","text":"https://secwatch.observer/filing/0000936528-25-000061.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/936528/000093652825000061/0000936528-25-000061-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/936528/000093652825000061/wfsl-20250411.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-23T15:15:54.551510+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}