{"schema_version":"secwatch.filing_event.v1","accession":"0000936528-25-000066","form_type":"8-K","ticker":"WAFD","cik":"0000936528","company_name":"WAFD INC","filed_at":"2025-05-05T23:59:59+00:00","discovered_at":"2026-05-14T18:02:51.886721+00:00","generated_at":"2026-05-22T21:46:15.534225+00:00","sec_items":["7.01","9.01"],"event_type":"earnings","sentiment":"positive","materiality_score":0.55,"calibrated_materiality_score":0.55,"confidence":"high","headline":"WaFd reports Q2 2025 net income $56.3M; NII $160.9M; NPAs at 0.26% of assets","bullets":["Net income $56.3M for three months ended March 31, 2025, up from $15.9M a year ago (prior quarter included merger costs).","Net interest income $160.9M (+1% YoY); efficiency ratio improved to 58.3% from 77.74%.","Non-performing assets $71M (0.26% of total assets); ACL $203M covers 286% of NPAs.","Total assets $27.6B; total deposits $21.4B; net loans $20.9B as of March 31, 2025.","Dividend $0.27/share (3.79% yield); 10.8M shares remain under buyback authorization; CET1 ratio well above minimum."],"urls":{"canonical":"https://secwatch.observer/filing/0000936528-25-000066","json":"https://secwatch.observer/filing/0000936528-25-000066.json","markdown":"https://secwatch.observer/filing/0000936528-25-000066.md","text":"https://secwatch.observer/filing/0000936528-25-000066.txt","edgar_index":"https://www.sec.gov/Archives/edgar/data/936528/000093652825000066/0000936528-25-000066-index.htm","edgar_primary_document":"https://www.sec.gov/Archives/edgar/data/936528/000093652825000066/wfsl-20250505.htm"},"model":{"generated_by":"deepseek-v4-flash:cloud@v2","generated_at":"2026-05-22T21:46:15.534225+00:00"},"review":{"review_status":"machine_generated","human_reviewed":false,"corrected":false,"correction_note":null,"correction_timestamp":null,"superseded_by":null,"related_filings":[]},"source_grounded_claims":[],"license":"Source filings: public domain (SEC EDGAR). Summaries (headline + bullets): CC-BY-4.0; attribute https://secwatch.observer"}